Housing in Spain
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The Spain of the two speeds

LTo housing in Spain is recovering at two speeds. An issue that should be analyzed and redirected. While in some areas the price increases and even in specific places, we return to pre-crisis prices. In others, it does not just take off. Two speeds for a market where, in addition, the scarcity of soil in some areas is pressing. Will we also make the soil of the rich and the poor? It would not be advisable in a balanced market.

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Multi currency mortgages
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Multi-currency mortgages: and now, how do we get out of this mess?

LMulti-currency mortgages bring more than one head. The banks traded these loans referenced to yen and Swiss francs before the housing bubble burst. The clients trusted their managers who offered it to them. What they did not count on is that Years later they owe much more than they asked for. Because here the financial culture and the control of what is asked for is fundamental. And another maxim: do not become indebted in currencies in which you have no income. But already at this juncture, the solution is to negotiate with the entity or go to court. Another option is to cancel it, the one that can.

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Expenditure on an empty dwelling
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Fixed and variable costs of an empty dwelling

LThe expenses of an empty house have become a problem for many owners. To the fixed disbursements, variables such as spills, arrangements and, if that were not enough, the variables "politicians". The Spanish municipalities have put this asset in their sights. Acquiring a home is one of the investments preferred by the Spaniards, either on the beach for their enjoyment or in the city with the aim of renting or selling it again, waiting for a revaluation.

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