Everything at your fingertips without leaving home
Written by Consuelo R from Prada

Everything at your fingertips without leaving home

Gourmet room, social, swimming pool, gym, sports courts, nurseries ... The new developments are becoming areas where it is almost not necessary to leave the facilities to have most of the needs covered. In them, everything at your fingertips without leaving home. In addition, promotions have to provide a plus to what already exists, comfort, quality and everything at hand. In this way, the residential complex has become an extension of the home itself.

A way of living and understanding housing, where leisure is fundamental. This is what he tells us Cristina Illera, territorial coordinator of Foro Consultores, at the Anida Blog

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For rent
Written by Consuelo R from Prada

The rent does not stop growing

The rental market in Spain is in full swing. Never before like so many Spaniards had opted for this formula of access to housing. According to data from the Bank of Spain, this is already the Option chosen by more than 21%, of the population.

It is true that although it is far from the 30,5% of the European average. In this article of Blog Salmon You can read all the information. In addition to the link to the blog of apartments where he collaborates Luis Corral, CEO of Foro Consultores.

This explosion of the rental market is affecting prices. In the center of cities like Madrid and Barcelona the growth reaches the annual 10%. And the bullish trend continues.

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New housing
Written by Consuelo R from Prada

The pull of new housing in the center of Madrid

The supply of new housing in Madrid is scarce and that is producing a buying euphoria when a promotion to the market comes out. Méndez Álvaro is one of the areas with great appeal for those looking for a house. «Before the crisis broke out, in the district of Arganzuela Half a hundred promotions were under way. Now, there are hardly two or three. The Supply shortage it is more than evident, prices have started to rise and there is a significant buyer appetite », explains El Confidencial Carlos Smerdou, CEO of Foro Consultores.

Image: @i_ortizdeandres Solar in Méndez Álvaro

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Mortgage: reduce term or quota
Written by Consuelo R from Prada

Mortgage: what is better, reduce term or fee?

If applying for a mortgage loan requires thorough analysis and lRead the fine print carefully, perform Early repayment of the mortgage It also entails a detailed study. It is key to analyze what suits us, reduce term or mortgage fee. Because that decision means that we pay more or less interest. If you want to know what interests you, do not miss our collaboration on the Invertia website.

Do we keep the fee and reduce the time we have left of the mortgage? Or, do we maintain a term and reduce the amount of the monthly payment? It depends. It seems an easy answer but it is not.

If we want to save as much as possible, it would be better to shorten the term and keep the fee because that means lowering the interest and paying less to the bank throughout the life of the loan. But that is fine in a comfortable and trouble-free economic situation to reach the end of the month.

Reducing fees is an option that allows you to pay less per month, but the amortization period remains the same. And by keeping the same term, the interest is greater than if we reduce it, and the total saving is less.

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Control of rent in Catalonia
Written by Consuelo R from Prada

Control of rents arrives in Catalonia

The Catalan Executive will launch a Rental reference indexWhat does this mean? Well, a control of rent in Catalonia. This index will be based on values ​​and circumstances of the floor. On the one hand, the surface, location, age will be taken into account. In addition, the conservation work that has been carried out, if it is furnished, accessibility and energy efficiency, its reference price will be obtained, with an interval minimum and maximum.

Obviously this decision can cause great damages in the rental market in this autonomous community. To what extent will it affect investment and supply? Ignacio Ortiz de Andrés, Analyst Contact Us, assess its effects on Living Environment Blog.

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Real estate wealth of the Spaniards
Written by Consuelo R from Prada

Real estate wealth, 3,7 times the financial

The sharp adjustment of real estate prices following the bursting of the bubble has reduced the value of Heritage of Spanish households. Even so, families treasure much more wealth in homes than in financial products. The latest data from the Bank of Spain are conclusive. Thus, the net real estate wealth of households is today 3,7 times higher than financial. This information and its analysis, you can read it in the newspaper Cinco Días. With the opinion of Luis Corral, CEO of Foro Consultores. Corral believes that there should be a better balance when it comes to investing. "Since that would suppose not to be subject to the swings of the market and to have immediate liquidity in case of necessity".

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Buy or rent housing
Written by Consuelo R from Prada

Buy or rent housing?

What is better: Buy or rent housing. Both the sale and the rent pull hard. The market is encouraged. The demand for rental housing grows like foam and rents skyrocket. In the same line, the new housing on plane is another option that generates more interest and the cranes are again protagonists. The price of housing grows and the sector begins to be at the center of all eyes.

You can see all this information in the Comando Actualidad program of TVE with the participation of Foro Consultores.

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2017, consolidation of the real estate market in 2017
Written by Consuelo R from Prada

Housing: consolidates the market and reduces stock

2017, market consolidation. Supondrá a major change in the real estate market. It will be the year of market consolidation and stock reduction. The demand will increase, encouraged by three profiles. The repository buyer, who in a prominent percentage opts for housing on a flat, although at this point may find an important aspect, the lack of new housing.

In turn, the young plaintiff of first home will be consolidated and the role of the non-speculative investor will increase, whose objective is to invest in the rental for the increase in profitability of these assets or to expand their assets. This is joined by the entry of new cities into the market. All this is revealed in the Fotocasa Blog.

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Urban projects in Madrid
Written by Consuelo R from Prada

Urbanistic projects waiting for the green light of the City of Madrid

The paralysis of various urban projects in Madrid is one of the topics discussed. Especially because it is affecting the real estate sector of the capital and the bordering municipalities. Operation Chamartín, Residencial Metropolitan in Cuatro Caminos, situation of Valdebebas or Operation Camp are just some of them. Projects in which many people are involved.

For this reason, experts from the sector have analyzed what is happening in the Madrid market in the Real Estate Investment program of Capital Radio. We leave you the link with the participation of Ignacio Ortiz de Andrés, an analyst at Foro Consultores Inmobiliarios.

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The small print of the mortgages
Written by Consuelo R from Prada

Basic Tips for Hiring Your First Mortgage

The writing of any mortgage is usually a cumbersome document, difficult to understand and even to read for its length and its language. But it is a document to which we are bound for very long periods of time. In our biweekly collaboration in the Financial portal Invertia, we offer you some basic tips on the fine print of mortgages so you do not get caught in a poke.

You must be clear about some concepts: the types of loans, the term of the mortgage; the benchmark or the differential. Without forgetting, the review of the quota, when and what can be amortized. Commissions or insurance ...

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